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Plus, shop everywhere Visa® or Mastercard™ debit cards are accepted in the U.S. with overdraft protection up to $200 with opt-in and eligible direct deposits. 3
With free early direct deposit, you can stop waiting for Friday & make payday Wednesday. 2
Skip a trip to the bank & manage your money from the palm of your hands with the MoneyCard app.
Opt in & enjoy coverage levels for purchase transactions based on your eligible direct deposits. 3
No monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month. 4
Visit nearly 90,000 network retail stores to deposit cash to your card with Rapid Reload 5 or use your Walmart MoneyCard app to deposit cash at any Walmart Money Center. 6
Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, meaning your money is protected up to the maximum allowable limit of deposit insurance coverage and won't ever be held by a third party.
Get an account for up to 4 additional approved family members ages 13+, in the app, with your activated, personalized card.
Perfect for teens or other family members to manage their money. Add money to their account anytime & keep track of their spending using the app. There’s no additional monthly fee for family accounts. 7
Our fee plan describes the fees associated with our account & services.
Track your money 24/7, view transactions, pay bills online, & more. Free to download. Easy & convenient to use.
Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.
1 Cash Back: Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2.00%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See account agreement for details.
2 Direct Deposit: Early availability of direct deposit depends on timing of payroll's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what's on your Walmart MoneyCard account exactly. We will not be able to deposit your payment if we are unable to match recipients.
3 Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.
4 No monthly fee with qualifying direct deposit, otherwise $5.94 a month. Waived when $500+ is loaded in the previous monthly period. First monthly fee occurs upon first use, the day after card activation or 90 days after card purchase, whichever is earlier.
5 Activated, personalized card required. Deposit any amount from $20 to $1,000. $3 service fee and limits apply. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.
6 Limits apply. Your funds typically become available on your account within 10 minutes for your use.
7 Activated, personalized card required. Other fees apply to the additional account. Family members age 13 years and over are eligible. Limit 4 cards per account. See Deposit Account Agreement for details.
Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.
The "Spark" design ( * ), Walmart and Save money. Live better are marks and/or registered marks of Walmart, Inc.
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